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Creating the future of business with blockchain technology!
Blockchain solutions play an increasingly central role in transforming business operating models of virtually all industries. The Blockchain Technology Conference gives you deep insights into a world augmented by distributed ledger technology; it features in-depth sessions and workshops on principles, programming techniques and real-world applications. Join us to master building, managing and deploying blockchain applications, as well as to gain a deep understanding of smart contracts, cutting edge cipher algorithms, dApps and peer-to-peer networks. Learn more / En savoir plus / Mehr erfahren: https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=blockchain
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Brandman University is taking a new approach to adult education, focusing on students' competencies so that they can apply their work experiences to speed their path to graduation.
Brandman already is working with companies, including Walmart and Discover, to offer employee-education programs. The Irvine, California-based nonprofit university's competency-based programs make it easier for working adults to earn college degrees and advance their careers.
At most conventional colleges, students must fulfill prerequisite courses to earn admission and a set of required courses to earn a degree. Under the Brandman approach, if an applicant has, say, a 20-year career in finance but no formal coursework in finance, the university's “adaptive learning engine” can detect her prior knowledge and tailor the curriculum to ensure that she focuses on new material. Brandman's first graduate completed a bachelor's of business administration degree in 18 months.
The technology that makes the Brandman model possible includes a cloud software platform developed by edtech startup N2N Services. On the platform, the university developed a game-based learning application that offers students a series of tests to demonstrate their competency. As students pass each test, they’re automatically moved to the next level of the program. Learn more / En savoir plus / Mehr erfahren: https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=blockchain
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Blockchain is often touted as a world-changing technology and in many ways, it is. However, it isn’t necessarily the cure-all panacea for the world’s problems that many evangelists would have you believe.
Here’s a breakdown of some of the issues with blockchain that anyone thinking of using it should understand. Starting with perhaps the biggest…
Blockchain has an environmental cost At least, the way it is being used today, it does. Blockchain relies on encryption to provide its security as well as establish consensus over a distributed network. This essentially means that, in order to “prove” that a user has permission to write to the chain, complex algorithms must be run, which in turn require large amounts of computing power. Of course, this comes at a cost. Taking the most widely known and used blockchain as an example – Bitcoin – last year it was claimed that the computing power required to keep the network running consumes as much energy as was used by 159 of the world’s nations.
Yes, Bitcoin’s blockchain is a hugely valuable network – with a current market capacity at the time of writing of over $170 billion – so sophisticated and computationally intense security is essential. Smaller scale blockchains – such as those that an organization may deploy internally to securely monitor and record business activity – would consume a fraction of that. Nevertheless, it’s an important consideration and the environmental implications as well as the energy costs can’t be ignored.
Lack of regulation creates a risky environment
Read more in the article... Learn more / En savoir plus / Mehr erfahren: https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=blockchain
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Trending: Yes, there’s a crisis of trust in journalism. But it’s inside newsrooms, too.
That isn’t why Dicker is interested in it, however. Much like Civil, a blockchain-based media platform that wants to use the technology for journalism, Dicker sees Po.et as a way of using blockchain to empower individual content creators—not just journalists or news organizations, but anyone who creates words or images or music or video for almost any purpose, including advertisers and brands. In effect, he says Po.et is trying to build an open-source, blockchain-based licensing system for content.
To try to understand a bit more about what this means, and why Dicker decided to throw in the towel on a promising career at a traditional media entity, I spoke with him recently by phone. What follows is a transcript of some of that discussion, edited for length and clarity. Learn more / En savoir plus / Mehr erfahren: https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=Curation https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=Content+curation https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=press
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Microsoft is out to prove blockchain naysayers wrong. In an effort to show the potential of the technology beyond its applications in cryptocurrency, the Redmond giant has announced plans to use blockchain tech as the foundation for storing and processing digital identity data.
Following a collaboration with the Decentralized Identity Foundation (DIF), Microsoft has revealed its plans to rely on blockchain technology to solve some of the challenges we face when managing our identities and personal data digitally, such as improving privacy and security across the physical and digital world.
“We believe it is essential for individuals to own and control all elements of their digital identity,” the company said in a blog post. “Rather than grant broad consent to countless apps and services, and have their identity data spread across numerous providers, individuals need a secure, encrypted digital hub where they can store their identity data and easily control access to it.”
To this end, the company is developing an off-chain solution – akin to the Lightning Network – that will allow it to process massive volumes of ID data without congesting the blockchain network. Learn more / En savoir plus / Mehr erfahren: https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=Digital+Identity https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=blockchain
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How can Europe benefit from blockchain technologies?
Digitising European Industry ICT Innovation Next Generation Internet Boosting European digital industry Blockchain is the best known distributed ledger technology. A ledger is a database which keeps a final and definitive record of transactions. Records, once stored, cannot be tampered without leaving behind a clear track. Blockchain enables a ledger to be held in a network across a series of nodes, which avoids one centralised location and the need for intermediaries’ services.
This is particularly helpful for providing trust, traceability and security in systems that exchange data or assets. There is a lot of potential for blockchain to be used in many different areas such as financial services, supply chains or healthcare.
European Commission launches the EU Blockchain Observatory and Forum Brussels, 1 February 2018 The Commission launched today the EU Blockchain Observatory and Forum with the support of the European Parliament, represented by Jakob von Weizsäcker responsible for the recent report on virtual currencies. The Blockchain Observatory and Forum will highlight key developments of the blockchain technology, promote European actors and reinforce European engagement with multiple stakeholders involved in blockchain activities. Blockchain technologies, which store blocks of information that are distributed across the network, are seen as a major breakthrough, as they bring about high levels of traceability and security in economic transactions online. They are expected to impact digital services and transform business models in a wide range of areas, such as healthcare, insurance, finance, energy, logistics, intellectual property rights management or government services. http://europa.eu/rapid/press-release_IP-18-521_en.htm Learn more / En savoir plus / Mehr erfahren: https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=blockchain
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What do Pied Piper and blockchain tools have in common? Both are always “coming soon.”
By now most of us are familiar with blockchain, the technology underpinning cryptocurrencies like Bitcoin and Ethereum. Outside of cryptocurrency, blockchain has many purported use cases in scenarios that require an immutable ledger.
Rhetoric has elevated blockchain to godly status, labeling it as a bleeding edge technology poised to disrupt all facets of life, from voting, to smart guns, health data, stock trading, international shipping, and beyond.
We’ve seen a ton of other innovative blockchain ideas too, yet many are unproven or simply hypothetical. So, the question is, what projects are successfully implementing blockchain in practice?
In this article we’ll strive to separate fact from fiction by showcasing 5 living projects that are actually using blockchain, with real world results. We’ll gauge the viability of such projects, and see how proven use may affect the global climate and attitude toward blockchain adoption. Learn more / En savoir plus / Mehr erfahren: https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=blockchain
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According to a new report by the Joint Research Centre (JRC), the European Commission’s science and knowledge service, Blockchain will end paper based certificates, automate the award, recognition and transfer of credits, increase learner ownership and control over their own data, reduce institutional data costs and risk–but only if open standards are adopted. Learn more / En savoir plus / Mehr erfahren: https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=blockchain
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Self-sovereign identiy explained This concept is called self-sovereign identity. Self-sovereign identity starts with the notion that we all are the makers of our own identity, online and off. Because they do not rely on any centralized authority, self-sovereign identity systems are decentralized, mirroring the way identity works in real life.
Offline, our interactions flexibly support the use of attributes and credentials from numerous third parties, all presented by the very person they’re about, typically by taking those credentials out of a wallet or purse and presenting them to someone else to verify. For example, take a driver’s license. States issue it as a credential that you’re authorized to drive. But, it’s useful for a lot more. When you show up at a bar and the bartender wants proof you’re over 21, you show them your driver’s license.
How blockchain can solve the identity dilemmaSelf-sovereign identity systems use blockchains – distributed ledgers – so that decentralized identifiers can be looked up without involving a central directory. Blockchains don’t solve the identity problem by themselves, but they do provide a missing link that allows things we’ve known about cryptography for decades to suddenly be used. That allows people to prove things about themselves using decentralized, verifiable credentials just as they do offline. Learn more / En savoir plus / Mehr erfahren: https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=blockchain
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Wealth managers will again find themselves dedicating much of 2018 to adopting new compliance requirements. With this comes associated increases in operating costs. However, regtech will make the process more cost-efficient, according to GlobalData Financial Services
In 2018 the wealth management sector will face another wave of regulatory changes that aim to make the industry more transparent and restore consumer confidence. #
In Europe, MiFID II entered into force in January 2018 and the General Data Protection Regulation will be effective from May. On the other side of the ocean, the US financial services industry is getting ready for the Fiduciary Rule, which is due to enter into force in 2019.
Across the board, as of January 2018 all countries that signed the OECD’s agreement on automatic exchange of information must now be fully compliant with the Common Reporting Standard and report on accounts held by their residents.
Regulation has weighed heavily on wealth managers’ operating costs in the past few years. Learn more / En savoir plus / Mehr erfahren: https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=blockchain https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=AI https://www.scoop.it/t/luxembourg-europe/?&tag=FinTech https://www.scoop.it/t/luxembourg-europe/?&tag=LHoFT
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The Blockchain Economy: A beginner’s guide to institutional cryptoeconomics Chris Berg, Sinclair Davidson and Jason Potts are from the RMIT Blockchain Innovation Hub, the world’s first social science research centre into the economics, politics, sociology, and law of blockchain technology.
The blockchain is a digital, decentralised, distributed ledger.
Most explanations for the importance of the blockchain start with Bitcoin and the history of money. But money is just the first use case of the blockchain. And it is unlikely to be the most important.
It might seem strange that a ledger — a dull and practical document associated mainly with accounting — would be described as a revolutionary technology. But the blockchain matters because ledgers matter.
Learn more / En savoir plus / Mehr erfahren: https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=blockchain
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Axa startet als erster Anbieter eine Versicherung auf Blockchain-Basis. Der Abschluss dauere nur wenige Minuten und bei Schadensersatzanspruch übernimmt die Technologie sogar die Auszahlung komplett selbstständig. Axa setzt als erste Anbieter weltweit auf eine Blockchain-basierte Versicherung. Nutzer können sich mit dem "Fizzy" genannten Angebot für Flugverspätungen entschädigen lassen. Der Abschluss und die Abwicklung eines Vertrages soll vollautomatisch und zeitnah vonstattengehen. Verträge auf Blockchain-Basis werden auch Smart-Contracts genannt und sichern beiden Parteien die Erfüllung der ursprünglich vereinbarten Konditionen ab. Der Abschluss und die Abwicklung läuft vollständig elektronisch und ist über die Blockchain abgesichert.
(Quelle: Axa ) Kunden haben die Möglichkeit, die Versicherung maximal 15 Tage vor Flugantritt abzuschließen. Zunächst muss der Nutzer hierfür die entsprechende Flugnummer sowie persönliche Angaben übermitteln. Über einen Algorithmus wird dann der entsprechende Tarif berechnet und angezeigt. Bestätigt der Kunde dies nun und willigt in den Vertrag ein, kommt die Blockchain ins Spiel.
Im Falle einer Flugverspätung von mehr als zwei Stunden wird der Nutzer automatisch über seinen Schadensersatzanspruch informiert und der Geldbetrag soll laut Axa binnen einer Woche auf dem angegebenen Kreditkartenkonto des Versicherten eingehen. Weder der Versicherte, noch der Anbieter müssen oder können in diesen Prozess eingreifen.
Learn more / En savoir plus / Mehr erfahren: https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=blockchain
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Creating the future of business with blockchain technology!
Blockchain solutions play an increasingly central role in transforming business operating models of virtually all industries. The Blockchain Technology Conference gives you deep insights into a world augmented by distributed ledger technology; it features in-depth sessions and workshops on principles, programming techniques and real-world applications. Join us to master building, managing and deploying blockchain applications, as well as to gain a deep understanding of smart contracts, cutting edge cipher algorithms, dApps and peer-to-peer networks.
Learn more / En savoir plus / Mehr erfahren:
https://www.scoop.it/t/21st-century-learning-and-teaching/?&tag=blockchain